Policyholder Responsibilities



1.  Read and abide by the company’s constitution and by-laws. (Article V, Section 1; Article X, Section 1)

2.  Pay policy premiums on time or face cancellation. (Article XIV, Section 3)

3.  Notify the company of changes to contact information: mailing address, phone number, email address.

4.  Notify the company of the sale of insured property. (Article X, Sections 2 & 3)

5.  Notify the company of any change in policyholders as listed on the policy. This includes, but is not limited to: divorce, death, changes in group ownership (i.e. hunt clubs), joint ownership changes (i.e. siblings), etc. Such changes require a new policy application and approval by the Board of Directors.